Pathway to Victory provides practical application of God’s Word to everyday life through clear, Biblical teaching.
Closed captions
Show Timecode
Dr. Robert Jeffress | Robert Jeffress - The ABCs To Be Financially Free (Part 2) | July 17, 2026
- ...
- 00:00:00.633 --> 00:00:00.056
- Male announcer: ephesus, thessaloniki, the greek islands.
- 00:00:00.790 --> 00:00:04.160
- The apostle paul didn't just write about these places, he
- 00:00:04.294 --> 00:00:06.930
- Lived in them.
- 00:00:07.063 --> 00:00:07.297
- And this may, so can you on the pathway to victory journeys of
- 00:00:08.498 --> 00:00:11.935
- Paul cruise.
- 00:00:11.935 --> 00:00:13.303
- Dr. robert jeffress: i've read the book of acts my entire life,
- 00:00:13.303 --> 00:00:15.738
- But there's nothing like standing in ephesus, walking
- 00:00:15.738 --> 00:00:19.042
- Where paul walked, and feeling the weight
- 00:00:19.042 --> 00:00:21.511
- Of what happened there.
- 00:00:21.511 --> 00:00:22.946
- Announcer: nine unforgettable nights aboard celebrity infinity
- 00:00:22.946 --> 00:00:25.915
- Sailing round trip from athens with stops in mykonos, rhodes,
- 00:00:25.915 --> 00:00:29.752
- Santorini, and more.
- 00:00:29.752 --> 00:00:31.588
- And there's an optional pre-cruise extension in athens.
- 00:00:31.588 --> 00:00:35.024
- Jeffress: every port carries the fingerprints
- 00:00:35.024 --> 00:00:37.026
- Of god's redemptive plan.
- 00:00:37.026 --> 00:00:39.028
- Every ancient stone tells a story.
- 00:00:39.028 --> 00:00:41.631
- This is truly the trip of a lifetime, and i promise you, you
- 00:00:41.631 --> 00:00:45.268
- Will never read the bible the same way again.
- 00:00:45.268 --> 00:00:48.571
- Announcer: the early bird discount ends july 31,
- 00:00:48.571 --> 00:00:50.907
- So act now.
- 00:00:50.907 --> 00:00:52.242
- Call... or visit ptv.org.
- 00:00:52.242 --> 00:00:58.047
- ♪♪♪
- 00:01:01.050 --> 00:01:07.557
- Male announcer: from the pulpit of the first baptist church
- 00:01:07.557 --> 00:01:09.826
- Of dallas, texas, this is "pathway to victory"
- 00:01:09.826 --> 00:01:12.662
- With dr. robert jeffress.
- 00:01:12.662 --> 00:01:15.532
- Dr. robert jeffress: hi, i'm robert jeffress,
- 00:01:15.598 --> 00:01:16.933
- And welcome again to "pathway to victory."
- 00:01:16.933 --> 00:01:19.636
- Financial pressure is driving a wedge between husbands
- 00:01:19.636 --> 00:01:23.039
- And wives across the country.
- 00:01:23.039 --> 00:01:25.608
- With bills filling up the mailbox every day,
- 00:01:25.608 --> 00:01:29.112
- Many couples end up spending far more money than they earn.
- 00:01:29.112 --> 00:01:33.216
- It's no wonder that financial problems have become
- 00:01:33.216 --> 00:01:36.019
- One of the leading causes for divorce.
- 00:01:36.019 --> 00:01:39.055
- Well, there is a way to break the cycle of spending and debt,
- 00:01:39.055 --> 00:01:43.493
- And today, i'm going to share with you the bible's road map
- 00:01:43.493 --> 00:01:46.963
- To financial freedom.
- 00:01:46.963 --> 00:01:48.865
- My message is titled "the abc's to be financially free,"
- 00:01:48.865 --> 00:01:54.070
- As we continue our series "the solomon secrets,"
- 00:01:54.070 --> 00:01:57.540
- On today's edition of "pathway to victory."
- 00:01:57.540 --> 00:02:00.944
- ♪ lord, i will lift ♪
- 00:02:01.744 --> 00:02:10.553
- ♪ my eyes to the hills ♪
- 00:02:10.553 --> 00:02:20.964
- ♪ knowing my help ♪
- 00:02:21.030 --> 00:02:29.872
- ♪ is coming from you ♪
- 00:02:29.872 --> 00:02:40.383
- ♪ your peace you give me ♪
- 00:02:40.450 --> 00:02:49.592
- ♪ in times ♪
- 00:02:49.592 --> 00:02:53.062
- ♪ of the storm ♪
- 00:02:53.062 --> 00:03:01.638
- ♪ you are the source of my strength ♪
- 00:03:01.638 --> 00:03:11.314
- ♪ you are the strength of my life ♪
- 00:03:11.314 --> 00:03:21.090
- ♪ i lift my hands ♪
- 00:03:21.090 --> 00:03:26.296
- ♪ in total praise to you ♪
- 00:03:26.296 --> 00:03:36.506
- ♪ you are the source of my strength ♪
- 00:03:40.410 --> 00:03:50.086
- ♪ you are the strength of my life ♪
- 00:03:50.086 --> 00:03:59.862
- ♪ i lift my hands ♪
- 00:03:59.862 --> 00:04:05.068
- ♪ in total praise to you ♪
- 00:04:05.068 --> 00:04:15.378
- ♪ amen, amen, ♪
- 00:04:15.445 --> 00:04:25.221
- ♪ amen, amen ♪
- 00:04:25.221 --> 00:04:34.697
- ♪ amen, amen, ♪
- 00:04:34.697 --> 00:04:44.574
- ♪ amen, ♪
- 00:04:44.574 --> 00:04:49.846
- ♪ amen, amen. ♪
- 00:04:49.846 --> 00:04:59.989
- [congregation applauding]
- 00:05:00.056 --> 00:05:03.459
- Announcer: god wants you to experience his best in every
- 00:05:04.694 --> 00:05:07.196
- Area of life, and the wisdom to get there is found in his word.
- 00:05:07.196 --> 00:05:11.401
- In "the solomon's secrets," dr. robert jeffress draws on the
- 00:05:11.401 --> 00:05:14.704
- Life of the wisest and most successful man who ever lived to
- 00:05:14.704 --> 00:05:18.374
- Bring you ten life-changing principles from proverbs.
- 00:05:18.374 --> 00:05:21.644
- You'll discover practical biblical wisdom for your
- 00:05:21.644 --> 00:05:23.780
- Marriage, finances, your career, your purpose, and so much more.
- 00:05:23.780 --> 00:05:27.884
- Request "the solomon secrets" when you give a generous
- 00:05:27.884 --> 00:05:30.553
- Ministry gift to "pathway to victory."
- 00:05:30.553 --> 00:05:32.755
- ♪♪♪
- 00:05:33.923 --> 00:05:41.931
- Jeffress: how do you create financial margin in your life?
- 00:05:41.931 --> 00:05:44.567
- Remember, all of this is coming straight from god's word.
- 00:05:44.567 --> 00:05:47.370
- Consistently save part of your income.
- 00:05:47.370 --> 00:05:51.007
- The c stands for consistently save part of your income.
- 00:05:51.007 --> 00:05:54.610
- Remember proverbs chapter 6, verses 6 through 8?
- 00:05:54.610 --> 00:05:58.147
- Solomon said, "go to the ant, o sluggard.
- 00:05:58.147 --> 00:06:01.083
- Observe her ways and be wise, which having no chief, officer,
- 00:06:01.083 --> 00:06:04.754
- Or ruler prepares her food in summer and then gathers her
- 00:06:04.754 --> 00:06:08.858
- Provision in the harvest."
- 00:06:08.858 --> 00:06:11.294
- Even an ant understands that the harvested and joys in the
- 00:06:11.294 --> 00:06:14.864
- Summertime, the bountiful food won't last forever.
- 00:06:14.864 --> 00:06:18.134
- So it sets aside some of the food in the summer and in the
- 00:06:18.134 --> 00:06:20.770
- Fall to prepare for the wintertime where there is no
- 00:06:20.770 --> 00:06:24.740
- Food, and the same thing is true for us.
- 00:06:24.740 --> 00:06:26.776
- If we're wise, we're going to set aside some of our income
- 00:06:26.776 --> 00:06:29.912
- For future needs.
- 00:06:29.912 --> 00:06:31.581
- How much income should we set aside?
- 00:06:31.581 --> 00:06:33.916
- Some financial planners say that we ought to set aside at least
- 00:06:33.916 --> 00:06:36.953
- 10 to 15% of our income for our retirement needs, and then more
- 00:06:36.953 --> 00:06:41.390
- Than that to set aside for emergencies, college educations,
- 00:06:41.457 --> 00:06:44.760
- And other big-ticket items.
- 00:06:44.760 --> 00:06:46.095
- How much money you set aside really isn't our call to make,
- 00:06:46.095 --> 00:06:50.099
- But i wanna give you three words that will help you
- 00:06:50.099 --> 00:06:53.503
- In your saving and three words that will help you understand
- 00:06:53.503 --> 00:06:57.106
- The benefits of saving.
- 00:06:57.106 --> 00:06:58.908
- Number one, "immediacy." immediacy.
- 00:06:58.908 --> 00:07:02.011
- The best time to begin saving money is now because, as we're
- 00:07:02.011 --> 00:07:07.617
- Gonna see in a moment, smaller amounts of money saved early in
- 00:07:07.617 --> 00:07:11.420
- Life are much more valuable than large amounts of money saved
- 00:07:11.420 --> 00:07:16.225
- Later in life all because of the magic of compound interest.
- 00:07:16.225 --> 00:07:21.063
- Let me illustrate that for you.
- 00:07:21.063 --> 00:07:23.366
- Let's say, there are two people, dick and jane.
- 00:07:23.366 --> 00:07:26.636
- Remember dick and jane from the first grade?
- 00:07:26.636 --> 00:07:28.804
- Yeah, we're bringing 'em back.
- 00:07:28.804 --> 00:07:31.140
- Dick and jane, they've grown up now, and they both go to work
- 00:07:31.140 --> 00:07:35.111
- For the acme corporation on the very same day, dick and jane.
- 00:07:35.111 --> 00:07:39.248
- Jane goes in to see the hr person on her first day of the
- 00:07:39.248 --> 00:07:42.218
- Job, and the hr person says, "now, jane, we have
- 00:07:42.218 --> 00:07:44.554
- A 401(k) plan here, and if you'll invest some
- 00:07:44.554 --> 00:07:47.323
- Of your money, it'll help prepare for the future."
- 00:07:47.323 --> 00:07:49.559
- And so jane says, "well, that sounds like a good idea to me,"
- 00:07:49.559 --> 00:07:51.794
- And so she signs up to put $1,250 a year into her
- 00:07:51.794 --> 00:07:56.666
- 401(k) plan, $1,250 a year.
- 00:07:56.666 --> 00:08:00.369
- She does that every year for eight years.
- 00:08:00.369 --> 00:08:03.573
- After eight years of working for the acme corporation, she
- 00:08:03.573 --> 00:08:05.374
- Decides to retire and become a full-time homemaker, but she
- 00:08:05.374 --> 00:08:09.946
- Also decides to leave the money she has accumulated over those
- 00:08:09.946 --> 00:08:13.482
- Eight years into that 401(k) plan, and for the next 22 years,
- 00:08:13.482 --> 00:08:18.487
- She doesn't touch it.
- 00:08:18.487 --> 00:08:20.389
- She doesn't add anything to it.
- 00:08:20.389 --> 00:08:22.058
- That's jane.
- 00:08:22.058 --> 00:08:23.426
- Now, dick goes to work on the same day as jane
- 00:08:23.426 --> 00:08:25.294
- Did, and the hr person tells him about the 401(k) plan,
- 00:08:25.294 --> 00:08:29.765
- But dick says, "you know, i know i need to do that.
- 00:08:29.765 --> 00:08:32.301
- I should do that, but i've got so many family responsibilities
- 00:08:32.301 --> 00:08:34.770
- And expenses right now.
- 00:08:34.770 --> 00:08:36.372
- I just can't afford to do that right now."
- 00:08:36.372 --> 00:08:37.974
- So, for the first eight years of his life and working life at
- 00:08:37.974 --> 00:08:42.411
- Acme, he doesn't contribute a penny to his 401(k) plan, but
- 00:08:42.411 --> 00:08:46.349
- After the first eight years, he hears a message just like this.
- 00:08:46.349 --> 00:08:50.086
- He gets convicted.
- 00:08:50.086 --> 00:08:51.454
- He says, "you know, i really ought to do this.
- 00:08:51.454 --> 00:08:53.222
- I need to take advantage of this."
- 00:08:53.222 --> 00:08:54.757
- And so he starts contributing to his 401(k) plan,
- 00:08:54.757 --> 00:08:57.760
- And he does so for the next 22 years.
- 00:08:57.760 --> 00:09:01.931
- Okay, at the end of the 30 years,
- 00:09:01.931 --> 00:09:05.201
- Who's gonna end up with more money?
- 00:09:05.201 --> 00:09:07.637
- Is it gonna be jane, who invested $1,250 a year
- 00:09:07.637 --> 00:09:11.073
- For eight years--that's a total of $10,000--
- 00:09:11.073 --> 00:09:14.210
- And then never added a penny to it?
- 00:09:14.210 --> 00:09:16.012
- Or is it going to be dick, who invested $1,250 a year
- 00:09:16.012 --> 00:09:19.315
- For 22 years?
- 00:09:19.315 --> 00:09:21.550
- That's 27,000-some hundred dollars.
- 00:09:21.550 --> 00:09:27.390
- Who's gonna have the most money at the end of 30 years?
- 00:09:27.390 --> 00:09:30.126
- At 8% interest, do you realize jane
- 00:09:30.126 --> 00:09:32.928
- Is gonna have more money than dick?
- 00:09:32.928 --> 00:09:35.297
- She will have accumulated $74,000.
- 00:09:35.297 --> 00:09:38.100
- Dick will have accumulated $71,000.
- 00:09:38.100 --> 00:09:40.636
- You say, "how is that possible?"
- 00:09:40.636 --> 00:09:42.405
- One person only saves for eight years.
- 00:09:42.405 --> 00:09:44.140
- One person saves for 22 years.
- 00:09:44.140 --> 00:09:46.509
- It's what john d. rockefeller
- 00:09:46.509 --> 00:09:48.144
- Called the "eighth wonder of the world," compound interest.
- 00:09:48.144 --> 00:09:51.981
- Money is more efficient saved early in life,
- 00:09:51.981 --> 00:09:55.685
- Even if for a shorter amount of time than a large amount
- 00:09:55.685 --> 00:09:59.021
- Of money saved later in life.
- 00:09:59.021 --> 00:10:01.190
- Immediacy. today's the best time.
- 00:10:01.190 --> 00:10:03.592
- Immediacy.
- 00:10:03.592 --> 00:10:04.927
- Secondly, the word "consistency."
- 00:10:04.927 --> 00:10:07.363
- Now, this is the key word, "consistency."
- 00:10:07.363 --> 00:10:09.832
- Again, a small amount of money regularly saved
- 00:10:09.832 --> 00:10:13.636
- Over a long period of time can do wondrous things.
- 00:10:13.636 --> 00:10:18.407
- You know, most people don't wanna think about saving
- 00:10:18.407 --> 00:10:20.276
- Because they don't wanna deprive themself.
- 00:10:20.276 --> 00:10:22.278
- They think if they save money, they're depriving themselves
- 00:10:22.278 --> 00:10:25.481
- Of current enjoyment of life, but listen, you don't have
- 00:10:25.481 --> 00:10:28.050
- To be an ebenezer scrooge to have financial margin in life.
- 00:10:28.050 --> 00:10:31.821
- Let me give this illustration, and, again,
- 00:10:31.821 --> 00:10:33.589
- I hope you young adults will especially listen to this;
- 00:10:33.589 --> 00:10:36.759
- And parents and grandparents, tell your kids and grandkids.
- 00:10:36.759 --> 00:10:39.762
- Let's imagine, someone has just graduated from school.
- 00:10:39.762 --> 00:10:42.932
- They're just beginning their work life.
- 00:10:42.932 --> 00:10:44.900
- They are 22 years old, 22-year-old young adult.
- 00:10:44.900 --> 00:10:47.970
- And, let's imagine, this young adult
- 00:10:47.970 --> 00:10:49.972
- Starts investing $100 a month in a mutual fund.
- 00:10:49.972 --> 00:10:54.643
- That's what he can afford, $100 a month,
- 00:10:54.643 --> 00:10:57.646
- And he invests $100 a month, never increases it at all.
- 00:10:57.646 --> 00:11:02.485
- A hundred dollars a month, he invested in a mutual fund,
- 00:11:02.485 --> 00:11:06.622
- And, let's say, the mutual fund earns 12% a year.
- 00:11:06.622 --> 00:11:10.593
- Did you know, by age 72, do you know how much money
- 00:11:10.593 --> 00:11:14.330
- He will have accumulated?
- 00:11:14.330 --> 00:11:15.965
- A hundred dollars a month, never increases it, by age 72, that
- 00:11:15.965 --> 00:11:19.902
- Person will have accumulated $3.9 million, $3.9 million,
- 00:11:19.902 --> 00:11:27.276
- And if he puts it in a roth ira, he can have that money tax-free.
- 00:11:27.276 --> 00:11:33.549
- In other words, for the price of a starbucks every day,
- 00:11:33.549 --> 00:11:37.153
- This person can retire a multimillionaire.
- 00:11:37.153 --> 00:11:41.457
- Now, my daughter dorothy is sittin' right on the front row.
- 00:11:41.457 --> 00:11:44.693
- She's gon' be 22 in december.
- 00:11:44.693 --> 00:11:46.729
- Dorothy, that would be a great plan for you to take care of
- 00:11:46.729 --> 00:11:49.031
- Your parents in their old age.
- 00:11:49.031 --> 00:11:50.900
- That would be our financial measure of success
- 00:11:50.900 --> 00:11:53.502
- There is havin' you do that.
- 00:11:53.502 --> 00:11:55.671
- Now, i know, some of you, you're gon' write me, some of you
- 00:11:55.671 --> 00:11:58.140
- Financial people, "oh, 12%, that's too high.
- 00:11:58.140 --> 00:12:01.143
- That's too high. nobody's earning 12%."
- 00:12:01.143 --> 00:12:03.979
- Well, people did in the '90s.
- 00:12:03.979 --> 00:12:05.815
- It's true, today, they're not earning 12%.
- 00:12:05.815 --> 00:12:07.383
- Okay, make it 10% or 9%.
- 00:12:07.383 --> 00:12:10.386
- You can still have multiple millions of dollars by saving
- 00:12:10.386 --> 00:12:14.690
- A small amount of money over a long period of time.
- 00:12:14.690 --> 00:12:18.661
- That's what we're talkin' about here, the word "consistency."
- 00:12:18.661 --> 00:12:21.597
- Thirdly, the word "diversity."
- 00:12:21.597 --> 00:12:24.667
- The third key in saving money is to diversify your savings.
- 00:12:24.667 --> 00:12:28.737
- Mark twain said, "put all of your eggs in one basket,
- 00:12:28.737 --> 00:12:31.507
- And watch the basket."
- 00:12:31.507 --> 00:12:33.309
- But solomon says, "no, that is a prescription
- 00:12:33.309 --> 00:12:35.911
- For financial disaster."
- 00:12:35.911 --> 00:12:37.813
- Instead, listen to what he says in ecclesiastes 11, verse 2:
- 00:12:37.813 --> 00:12:41.383
- "divide your portion to seven, or even to eight, for you do not
- 00:12:41.383 --> 00:12:45.988
- Know what misfortune may occur on the earth."
- 00:12:45.988 --> 00:12:49.592
- Don't put all of your money in stocks.
- 00:12:49.592 --> 00:12:51.861
- Don't put all of your money in bonds.
- 00:12:51.861 --> 00:12:53.696
- Don't put it all in real estate.
- 00:12:53.696 --> 00:12:55.431
- Diversify because you really don't know
- 00:12:55.431 --> 00:12:58.033
- What the future holds.
- 00:12:58.033 --> 00:12:59.969
- Have a balanced investment so that you can take advantage of
- 00:12:59.969 --> 00:13:04.039
- Some things that are up while other things are down.
- 00:13:04.039 --> 00:13:07.376
- Diversity.
- 00:13:07.376 --> 00:13:08.844
- How do you create financial margin in your life?
- 00:13:08.844 --> 00:13:11.714
- Adjust your spending below your income; "b," be careful of debt;
- 00:13:11.714 --> 00:13:16.218
- "c," consistently save a portion of your income; "d,"
- 00:13:16.218 --> 00:13:19.355
- The final and an important principle, devote a portion
- 00:13:19.355 --> 00:13:23.926
- Of your income to god.
- 00:13:23.926 --> 00:13:26.695
- Devote a portion of your income to god.
- 00:13:26.695 --> 00:13:28.898
- Solomon offered another piece of financial counsel that is
- 00:13:28.898 --> 00:13:32.401
- Overlooked by so many people and so many christians and explains
- 00:13:32.401 --> 00:13:35.905
- Why so many christians have trouble with their finances.
- 00:13:35.905 --> 00:13:39.675
- Listen to proverbs 3, verses 9 to 10: "honor the lord from your
- 00:13:39.675 --> 00:13:45.281
- Wealth and from the first of all of your produce so that your
- 00:13:45.281 --> 00:13:49.351
- Barns will be filled with plenty and your vats
- 00:13:49.351 --> 00:13:53.155
- Will be overcome with new wine."
- 00:13:53.155 --> 00:13:56.158
- Now, hear me this morning.
- 00:13:56.158 --> 00:13:58.294
- These verses are not a blanket promise that, if you give
- 00:13:58.294 --> 00:14:02.331
- To god, you will automatically be financially wealthy.
- 00:14:02.331 --> 00:14:06.268
- If that were the case, if giving to god ensured and promised
- 00:14:06.268 --> 00:14:10.539
- That you would always 100% of the time be financially
- 00:14:10.539 --> 00:14:13.509
- Succesful, then giving would not be a matter of making an
- 00:14:13.509 --> 00:14:16.912
- Offering, it would be making a wise investment, wouldn't it?
- 00:14:16.912 --> 00:14:20.749
- Nevertheless, as you look through the whole council
- 00:14:20.749 --> 00:14:24.019
- Of god on this subject of giving, you find that,
- 00:14:24.019 --> 00:14:27.589
- More often than not,
- 00:14:27.589 --> 00:14:29.391
- God promises to bless those who give and to judge those
- 00:14:29.391 --> 00:14:34.530
- Who withhold from him.
- 00:14:34.530 --> 00:14:37.099
- In fact, not to give what belongs to god,
- 00:14:37.099 --> 00:14:41.870
- God calls "robbery."
- 00:14:41.870 --> 00:14:44.740
- To not give what god--what belongs to him is tantamount
- 00:14:44.740 --> 00:14:49.144
- To robbing god.
- 00:14:49.144 --> 00:14:51.013
- Turn over to malachi chapter 3, for a moment.
- 00:14:51.013 --> 00:14:54.450
- Malachi chapter 3, or some people call it "ma-la-chee."
- 00:14:54.450 --> 00:14:57.386
- Malachi chapter 3.
- 00:14:57.386 --> 00:15:01.824
- Remember the situation here?
- 00:15:01.824 --> 00:15:04.293
- The israelites were not giving god what belonged to him.
- 00:15:04.293 --> 00:15:08.931
- They had all kind of reasons.
- 00:15:08.931 --> 00:15:10.666
- They said, "god, we just can't afford to give.
- 00:15:10.666 --> 00:15:12.701
- We're these impoverished agricultural people.
- 00:15:12.701 --> 00:15:14.903
- We don't have the money to give.
- 00:15:14.903 --> 00:15:16.638
- I mean, after all, after we subtract our mortgage payment
- 00:15:16.638 --> 00:15:18.941
- And our tv cable bill and our chariot monthly payments,
- 00:15:18.941 --> 00:15:21.777
- We just don't have any margin left."
- 00:15:21.777 --> 00:15:23.912
- So what were they doing?
- 00:15:23.912 --> 00:15:26.348
- They were using what belonged to god to pay
- 00:15:26.348 --> 00:15:29.885
- For their monthly expenses.
- 00:15:29.885 --> 00:15:32.621
- They said, "god, we cannot afford to give."
- 00:15:32.621 --> 00:15:35.691
- And god said, "you can't afford not to give."
- 00:15:35.691 --> 00:15:40.329
- Look at what he said in malachi 3, beginning with verse 8:
- 00:15:40.329 --> 00:15:43.165
- "will a man rob god?"
- 00:15:43.165 --> 00:15:46.168
- Literally, will a man stick a revolver in the face of god
- 00:15:46.168 --> 00:15:52.708
- And say, "stick 'em up"?
- 00:15:52.708 --> 00:15:54.943
- Would you say that to god?
- 00:15:54.943 --> 00:15:56.311
- Would you ever think of doing that to god, sticking a gun in
- 00:15:56.311 --> 00:15:59.615
- The face of god and saying, "give me everything you have"?
- 00:15:59.615 --> 00:16:03.018
- Notice what he says.
- 00:16:03.018 --> 00:16:05.120
- God said, "but you're robbing me.
- 00:16:05.120 --> 00:16:07.089
- But you say, 'well, how have we robbed you, god?'"
- 00:16:07.089 --> 00:16:09.792
- God answers, "in tithes and offerings.
- 00:16:09.792 --> 00:16:13.395
- For you are cursed with a curse, for you are robbing me,
- 00:16:13.395 --> 00:16:17.132
- The whole nation of you."
- 00:16:17.132 --> 00:16:19.168
- What's the answer to make sure you're not robbing god?
- 00:16:19.168 --> 00:16:23.205
- "'bring the whole title into the storehouse, so that
- 00:16:23.205 --> 00:16:27.709
- There may be food in my house, and test me now in this,'
- 00:16:27.709 --> 00:16:31.513
- Says the lord of hosts."
- 00:16:31.513 --> 00:16:33.115
- It's one of the few times we're ever told to test god
- 00:16:33.115 --> 00:16:35.150
- In the bible, but god says, "you can test me in this.
- 00:16:35.150 --> 00:16:37.186
- If you'll bring the whole tithe into the storehouse, test me
- 00:16:37.186 --> 00:16:39.922
- And see if i will not open for you the windows of heaven
- 00:16:39.922 --> 00:16:44.293
- And pour out for you a blessing until it overflows."
- 00:16:44.293 --> 00:16:48.230
- That's the positive promise, but notice there's a negative
- 00:16:48.230 --> 00:16:51.600
- Promise here too in verse 11: "'then i will rebuke
- 00:16:51.600 --> 00:16:55.604
- The devourer for you, so that it may not destroy the fruits of
- 00:16:55.604 --> 00:16:59.274
- The ground, nor will your vine in the field cast its grapes,'
- 00:16:59.274 --> 00:17:03.312
- Says the lord of hosts."
- 00:17:03.312 --> 00:17:06.949
- The positive promise is this: god said, "israelites, if you
- 00:17:06.949 --> 00:17:09.885
- Will give 10% of what you have to me, i will bless the 90%
- 00:17:09.885 --> 00:17:14.723
- Above anything you can imagine, but if you rob me of the 10%
- 00:17:14.723 --> 00:17:20.028
- That belongs to me, i will allow the devourer to consume 90%
- 00:17:20.028 --> 00:17:25.100
- And more of what you have."
- 00:17:25.100 --> 00:17:28.837
- I've heard so many christians through the years
- 00:17:28.837 --> 00:17:31.173
- Give a testimony like this.
- 00:17:31.173 --> 00:17:33.742
- They've said, "you know, for years, we were disobedient
- 00:17:33.742 --> 00:17:35.911
- To god in this area of tithing.
- 00:17:35.911 --> 00:17:38.547
- We did not give what belonged to god.
- 00:17:38.547 --> 00:17:40.983
- We felt like the way we could have some padding, some margin
- 00:17:40.983 --> 00:17:43.719
- In our finances was not to give," and, yet they said,
- 00:17:43.719 --> 00:17:47.656
- "whatever margin we had through not giving to god, it was
- 00:17:47.656 --> 00:17:50.926
- Amazing every month how it got eaten up by unexpected car
- 00:17:50.926 --> 00:17:53.595
- Repair bills or medical emergencies or other things that
- 00:17:53.595 --> 00:17:57.633
- We had not planned for, but when we started obeying god
- 00:17:57.633 --> 00:18:01.637
- In this area, god blessed us beyond anything
- 00:18:01.637 --> 00:18:04.439
- We could have imagined."
- 00:18:04.439 --> 00:18:06.008
- Many of you have that testimony as well.
- 00:18:06.008 --> 00:18:08.911
- That's what the word of god is saying here.
- 00:18:08.911 --> 00:18:11.813
- Remember, we're talking about how to have margin
- 00:18:11.813 --> 00:18:13.415
- In your finances.
- 00:18:13.415 --> 00:18:14.917
- Nothing will eat up that buffer zone, shrink it and eliminate it
- 00:18:14.917 --> 00:18:18.620
- Anything more than robbing god.
- 00:18:18.620 --> 00:18:21.256
- Robbing god will eliminate margin in your life.
- 00:18:21.256 --> 00:18:25.527
- So what is the answer here?
- 00:18:25.527 --> 00:18:28.063
- Well, again, he tells us.
- 00:18:28.063 --> 00:18:29.932
- Look at verse 10: "bring the whole tithe--" where?
- 00:18:29.932 --> 00:18:35.571
- "into the storehouse."
- 00:18:35.571 --> 00:18:38.273
- Now, when malachi said that to the israelites,
- 00:18:38.273 --> 00:18:41.777
- They didn't say "storehouse."
- 00:18:41.777 --> 00:18:43.245
- What's the storehouse?
- 00:18:43.245 --> 00:18:44.646
- They all knew what the storehouse was.
- 00:18:44.646 --> 00:18:46.114
- The storehouse was the temple.
- 00:18:46.114 --> 00:18:48.116
- The tithe belonged in the temple of god.
- 00:18:48.116 --> 00:18:51.086
- "bring the whole tithe into the storehouse."
- 00:18:51.086 --> 00:18:53.088
- Now, the question is "where's the storehouse today?"
- 00:18:53.088 --> 00:18:55.424
- We don't have a temple. where is the storehouse today?
- 00:18:55.424 --> 00:18:58.827
- Let me give you a hint: the storehouse is not the red cross.
- 00:18:58.827 --> 00:19:04.099
- It's not habitat for humanity.
- 00:19:04.099 --> 00:19:06.835
- It's not campus crusade for christ.
- 00:19:06.835 --> 00:19:09.871
- Those are all wonderful organizations, and they're
- 00:19:09.871 --> 00:19:12.541
- Certainly worthy of support, but the tithe doesn't belong to them
- 00:19:12.541 --> 00:19:18.247
- Or any organization like them.
- 00:19:18.247 --> 00:19:20.782
- You see, it's the local church that has been uniquely created
- 00:19:20.782 --> 00:19:26.755
- By god, and it's the local church that has been uniquely
- 00:19:26.755 --> 00:19:30.158
- Commissioned by god to fulfill the great commission.
- 00:19:30.158 --> 00:19:33.795
- Every other organization in the world--i don't care how
- 00:19:33.795 --> 00:19:36.465
- Wonderful it is--it's a man-made organization, every one of them.
- 00:19:36.465 --> 00:19:40.035
- Every christian organization is a man-made organization
- 00:19:40.035 --> 00:19:42.337
- Except the local church.
- 00:19:42.337 --> 00:19:44.306
- God designed the church.
- 00:19:44.306 --> 00:19:46.441
- God commissioned the church to be his agent
- 00:19:46.441 --> 00:19:49.344
- For spreading the word of god throughout the world.
- 00:19:49.344 --> 00:19:52.314
- I'm not saying you don't give to those other things,
- 00:19:52.314 --> 00:19:54.249
- But what i'm saying is the primary focus of our giving
- 00:19:54.249 --> 00:19:57.486
- Is to be the storehouse.
- 00:19:57.486 --> 00:19:59.454
- And, in the new testament, that storehouse is the local church.
- 00:19:59.454 --> 00:20:03.258
- "'bring the whole tithe into the storehouse,'
- 00:20:03.258 --> 00:20:07.062
- Says the lord of hosts."
- 00:20:07.062 --> 00:20:09.331
- The way we create financial margin is by obeying god
- 00:20:09.331 --> 00:20:13.302
- In every area of our finances.
- 00:20:13.302 --> 00:20:16.705
- Truly, solomon was right when he said in proverbs 10, verse 15,
- 00:20:16.705 --> 00:20:20.509
- "the rich man's wealth is his fortress.
- 00:20:20.509 --> 00:20:23.445
- The ruin of the poor is their poverty."
- 00:20:23.445 --> 00:20:25.947
- Financial margin in your life does give you
- 00:20:25.947 --> 00:20:29.084
- The freedom to do what's right.
- 00:20:29.084 --> 00:20:30.652
- It gives you the security of preparing for your future needs.
- 00:20:30.652 --> 00:20:33.322
- It gives you the joy of supporting god's work, however,
- 00:20:33.322 --> 00:20:37.292
- The benefits of margin are limited to this life
- 00:20:37.292 --> 00:20:41.163
- And this life alone.
- 00:20:41.163 --> 00:20:43.198
- You see, there's one contingency margin
- 00:20:43.198 --> 00:20:46.268
- Cannot protect you against: your death.
- 00:20:46.268 --> 00:20:50.906
- You realize that?
- 00:20:50.906 --> 00:20:52.441
- Doesn't matter how much you accumulate.
- 00:20:52.441 --> 00:20:54.142
- It all ends at your death.
- 00:20:54.142 --> 00:20:56.845
- Solomon understood that.
- 00:20:56.845 --> 00:20:58.447
- In ecclesiastes 5, verses 15 and 16, he said, "people who live
- 00:20:58.447 --> 00:21:02.784
- Only for wealth come to the end of their lives as naked
- 00:21:02.784 --> 00:21:06.621
- And empty-handed as on the day they were born."
- 00:21:06.621 --> 00:21:10.726
- You're gonna be as naked the day you die
- 00:21:10.726 --> 00:21:12.894
- As the day you were born.
- 00:21:12.894 --> 00:21:14.229
- Isn't that a sobering thought?
- 00:21:14.229 --> 00:21:15.630
- You know what he's saying?
- 00:21:15.630 --> 00:21:16.965
- He said, "just as you came into this world with nothing,
- 00:21:16.965 --> 00:21:19.534
- You leave with nothing."
- 00:21:19.534 --> 00:21:22.738
- He goes on to say, in verse 16, "and this, too,
- 00:21:22.738 --> 00:21:25.140
- Is a very serious problem.
- 00:21:25.140 --> 00:21:27.042
- As people come into the world, so they depart.
- 00:21:27.042 --> 00:21:29.444
- All their hard work is for nothing.
- 00:21:29.444 --> 00:21:32.781
- They have been working for the wind, and everything
- 00:21:32.781 --> 00:21:35.350
- Will be swept away."
- 00:21:35.350 --> 00:21:37.719
- Jesus told a great story to illustrate that truth
- 00:21:37.719 --> 00:21:40.889
- In luke 12.
- 00:21:40.889 --> 00:21:42.224
- We read it this morning.
- 00:21:42.224 --> 00:21:43.759
- Remember, it was a story about a very wealthy man.
- 00:21:43.759 --> 00:21:46.361
- He had spent his life accumulating margin,
- 00:21:46.361 --> 00:21:49.064
- A buffer zone in his finances, and he had succeeded
- 00:21:49.064 --> 00:21:51.967
- Beyond his wildest imagination.
- 00:21:51.967 --> 00:21:53.769
- He had so much extra, he didn't know what to do with it.
- 00:21:53.769 --> 00:21:57.172
- His barns were overflowing with grain.
- 00:21:57.172 --> 00:21:59.174
- His kids' education was fully funded.
- 00:21:59.174 --> 00:22:01.309
- His 401(k) plan was maxed out, and he still didn't know what to
- 00:22:01.309 --> 00:22:05.347
- Do with all of his money.
- 00:22:05.347 --> 00:22:06.848
- In fact, one day, he lay--one night, he lay awake, just
- 00:22:06.848 --> 00:22:09.351
- Saying, "what in the world am i gonna do with all this excess?"
- 00:22:09.351 --> 00:22:12.187
- And he started makin' his plans: "i'll do this.
- 00:22:12.187 --> 00:22:14.022
- I think i'll do this. i'll do this."
- 00:22:14.022 --> 00:22:16.925
- And then god came to him and said, "you fool, tonight
- 00:22:16.925 --> 00:22:23.298
- Your soul is required of you."
- 00:22:23.298 --> 00:22:26.401
- That phrase in greek literally means "your loan is due.
- 00:22:26.401 --> 00:22:31.773
- Tonight your soul is required of you.
- 00:22:31.773 --> 00:22:34.309
- Tonight you're going to die, and who now is going to own
- 00:22:34.309 --> 00:22:38.046
- What you've spent your life accumulating?"
- 00:22:38.046 --> 00:22:42.551
- And then jesus added this application in luke 12:21,
- 00:22:42.551 --> 00:22:45.587
- "so is the man who lays up treasure for
- 00:22:45.587 --> 00:22:49.424
- Himself, and is not rich toward god."
- 00:22:49.424 --> 00:22:54.162
- Listen to me, ladies and gentlemen,
- 00:22:54.162 --> 00:22:58.633
- The value of margin ceases at the cemetery.
- 00:22:58.633 --> 00:23:04.172
- From that moment throughout eternity, only your relationship
- 00:23:04.172 --> 00:23:08.610
- With jesus christ matters because, the truth is,
- 00:23:08.610 --> 00:23:12.314
- Only jesus christ can provide you lasting freedom,
- 00:23:12.314 --> 00:23:16.618
- Lasting security, and lasting joy.
- 00:23:16.618 --> 00:23:21.423
- ♪♪♪
- 00:23:21.423 --> 00:23:26.862
- Jeffress: all our saving for financial freedom and liberation
- 00:23:26.862 --> 00:23:30.632
- From the relentless pressure that money can bring, well,
- 00:23:30.632 --> 00:23:34.402
- It all ends at the cemetery, and there's nothing more important
- 00:23:34.402 --> 00:23:38.740
- Than settling our account with god while there's still time.
- 00:23:38.740 --> 00:23:43.245
- As we conclude today, let me extend an invitation to become
- 00:23:43.245 --> 00:23:46.915
- One of our generous supporters.
- 00:23:46.915 --> 00:23:49.150
- With every generous gift you give to pathway to victory,
- 00:23:49.150 --> 00:23:52.487
- I can assure you that your investment
- 00:23:52.487 --> 00:23:54.856
- Will truly make a difference.
- 00:23:54.856 --> 00:23:57.125
- Recently, we heard from a caller who said,
- 00:23:57.125 --> 00:23:59.594
- "i was brought up with a lot of different beliefs,
- 00:23:59.594 --> 00:24:02.898
- But i didn't know the truth about being a christian.
- 00:24:02.898 --> 00:24:05.934
- Since i began listening to "pathway to victory,"
- 00:24:05.934 --> 00:24:08.837
- God has opened my spiritual eyes and opened doors in my heart,
- 00:24:08.837 --> 00:24:13.575
- And now i can receive the truth."
- 00:24:13.575 --> 00:24:17.045
- She concluded by saying, "thank you."
- 00:24:17.045 --> 00:24:20.181
- Well, her thank you belongs to those of you
- 00:24:20.181 --> 00:24:22.851
- Who give so generously.
- 00:24:22.851 --> 00:24:24.819
- Your consistent giving enables pathway to victory to reach
- 00:24:24.819 --> 00:24:28.423
- People all across our nation and around our world.
- 00:24:28.423 --> 00:24:32.093
- I hope you'll get in touch with us right away to become
- 00:24:32.093 --> 00:24:35.030
- A pathway partner who generously supports the mission
- 00:24:35.030 --> 00:24:38.700
- Of pathway to victory.
- 00:24:38.700 --> 00:24:41.403
- Now, please, stay right there.
- 00:24:41.403 --> 00:24:42.804
- I'll be back with more in just a moment.
- 00:24:42.804 --> 00:24:46.875
- Announcer: all around us, people are struggling in their
- 00:24:46.942 --> 00:24:48.944
- Finances, their marriages, and their careers,
- 00:24:48.944 --> 00:24:51.646
- Not because they don't want to live well, but because no one
- 00:24:51.646 --> 00:24:54.482
- Has given them the wisdom to do it.
- 00:24:54.482 --> 00:24:56.685
- That wisdom is found in god's word, and it's exactly what
- 00:24:56.685 --> 00:25:00.021
- Dr. robert jeffress unpacks in his best selling book,
- 00:25:00.021 --> 00:25:02.958
- "the solomon secrets."
- 00:25:02.958 --> 00:25:04.626
- In this practical biblical guide, you'll discover
- 00:25:04.626 --> 00:25:07.362
- Ten principles from the book of proverbs for success in every
- 00:25:07.362 --> 00:25:10.398
- Area of your life.
- 00:25:10.398 --> 00:25:12.100
- Jeffress: solomon had more wealth and opportunity than
- 00:25:12.100 --> 00:25:14.336
- Anyone of his era.
- 00:25:14.336 --> 00:25:16.237
- And he discovered that real success only comes when you
- 00:25:16.237 --> 00:25:19.841
- Build your life on the wisdom god provides.
- 00:25:19.841 --> 00:25:23.178
- In my book, "the solomon secrets," i'll show you how to
- 00:25:23.178 --> 00:25:26.381
- Apply that wisdom to your marriage, your parenting,
- 00:25:26.381 --> 00:25:29.618
- Your career, your finances, and so much more.
- 00:25:29.618 --> 00:25:33.221
- Announcer: request your copy of "the solomon secrets" when you
- 00:25:33.221 --> 00:25:35.523
- Give a generous gift to "pathway to victory."
- 00:25:35.523 --> 00:25:38.226
- And when your ministry gift is $75 or more, we'll also send you
- 00:25:38.226 --> 00:25:42.097
- The complete "solomon secrets" teaching series on dvd video and
- 00:25:42.097 --> 00:25:45.900
- Mp3 format audio disc.
- 00:25:45.900 --> 00:25:47.936
- Jeffress: god wants you and me to be prosperous, successful.
- 00:25:47.936 --> 00:25:53.008
- The key is defining what god means when he uses the word
- 00:25:53.008 --> 00:25:57.679
- Prosperous and success.
- 00:25:57.679 --> 00:26:00.048
- Announcer: thank you for partnering
- 00:26:00.048 --> 00:26:01.383
- With "pathway to victory."
- 00:26:01.383 --> 00:26:02.717
- Your generosity puts god's word in front of people at the exact
- 00:26:02.717 --> 00:26:05.654
- Moment they need it most, bringing life-changing hope of
- 00:26:05.654 --> 00:26:08.790
- The gospel to a world that's searching for truth.
- 00:26:08.790 --> 00:26:11.693
- Together, we're piercing the darkness
- 00:26:11.693 --> 00:26:13.662
- With the light of god's word.
- 00:26:13.662 --> 00:26:16.798
- Jeffress: yes, it's important to establish financial margin,
- 00:26:18.333 --> 00:26:21.436
- But at the same time, we need to hold our material wealth
- 00:26:21.436 --> 00:26:25.340
- In a proper perspective.
- 00:26:25.340 --> 00:26:27.542
- No amount of planning or saving can extend our treasures
- 00:26:27.542 --> 00:26:31.379
- Beyond this life.
- 00:26:31.379 --> 00:26:33.481
- Well, there's much more wisdom to glean from solomon's
- 00:26:33.481 --> 00:26:36.751
- Book of proverbs, and next time, we'll move forward
- 00:26:36.751 --> 00:26:39.788
- To secret number five, "graze in your own pasture."
- 00:26:39.788 --> 00:26:44.192
- I hope you'll join us next week as we seek solomon's counsel
- 00:26:44.192 --> 00:26:48.063
- On how to protect our marriages
- 00:26:48.063 --> 00:26:50.432
- From any semblance of moral compromise.
- 00:26:50.432 --> 00:26:53.301
- Stay tuned for a preview of what's coming up next
- 00:26:53.301 --> 00:26:55.503
- On "pathway to victory."
- 00:26:55.503 --> 00:26:58.540
- Jeffress: if we are going to master the art of living well,
- 00:26:58.606 --> 00:27:01.776
- Which is what proverbs and this series is all about,
- 00:27:01.776 --> 00:27:05.280
- We have to pay attention to the stop sign.
- 00:27:05.280 --> 00:27:08.016
- God's word says, "no sex outside of marriage."
- 00:27:08.016 --> 00:27:12.454
- Announcer: set your dvr and join us next time
- 00:27:13.888 --> 00:27:16.157
- For the message "graze in your own pasture,"
- 00:27:16.157 --> 00:27:19.494
- Here on "pathway to victory."
- 00:27:19.494 --> 00:27:19.494