Robert Jeffress - Spend Your Way To Wealth

July 15, 2026 | 27:29

Pathway to Victory provides practical application of God’s Word to everyday life through clear, Biblical teaching.

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Dr. Robert Jeffress | Robert Jeffress - Spend Your Way To Wealth | July 15, 2026
  • ...
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  • Male announcer: join us on the "pathway to victory" journeys of
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  • Paul cruise, may 14 through 23, 2027.
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  • Dr. robert jeffress: you know what i love most about
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  • These journeys?
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  • It's not just the destinations, it's about the people you
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  • Experience the destinations with.
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  • There's something powerful that happens when like-minded
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  • Believers gather together, open god's word, and then explore the
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  • Very world where that word was first proclaimed.
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  • Announcer: nine nights aboard the beautiful
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  • Celebrity infinity.
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  • Every meal prepared, every detail taken care of.
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  • So all you have to do is be present.
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  • Casual conversations over coffee, fellowship around the
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  • Table, and afternoons walking the same roads paul walked in
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  • Ephesus, kavala, and more.
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  • Jeffress: come be a part of our community.
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  • This journey will refresh your soul and renew your sense
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  • Of purpose.
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  • Announcer: the early bird discount ends july 31,
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  • ♪♪♪
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  • Announcer: from the pulpit of the first baptist church of
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  • Dallas, texas, this is "pathway to victory"
  • 00:01:10.193 --> 00:01:13.396
  • With dr. robert jeffress.
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  • Jeffress: hi, i'm robert jeffress, and welcome again to
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  • "pathway to victory."
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  • Thanks to credit cards and 0% financing, millions of americans
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  • Are spending far more money than they actually earn.
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  • They live from paycheck to paycheck and can barely keep up
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  • With the growing stack of bills.
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  • Is there any way to break the cycle of spending and debt?
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  • Well, today i'm going to share biblical wisdom from the
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  • Wealthiest man who ever lived.
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  • King solomon knew the secret for creating financial margin.
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  • My message is titled "spend your way to wealth,"
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  • As we continue our series, "the solomon secrets"
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  • On "pathway to victory."
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  • ♪♪♪
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  • Announcer: god wants you to experience his best in every
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  • Area of life, and the wisdom to get there is found in his word.
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  • In "the solomon secrets," dr. robert jeffress draws on
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  • The life of the wisest and most successful man who ever lived to
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  • Bring you ten life-changing principles from proverbs.
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  • You'll discover practical biblical wisdom for your
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  • Marriage, finances, your career, your purpose, and so much more.
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  • Request "the solomon secrets" when you give a generous
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  • Ministry gift to "pathway to victory."
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  • ♪♪♪
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  • Jeffress: people have always been fascinated by the subject
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  • Of money.
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  • I mean, and for good reason, when you think about it.
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  • I mean, despite all the bad press that money gets from us
  • 00:02:48.324 --> 00:02:51.294
  • Preacher types, the fact is money can do a lot of wonderful
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  • Things for people when you think about it.
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  • Money can relieve stress, money can provide independence, money
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  • Can help us fulfill our dreams in life.
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  • When you think about it, money can do a lot of the very same
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  • Things that god promises to do for us, at least at
  • 00:03:09.812 --> 00:03:13.650
  • First glance.
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  • And i think that explains why jesus said in matthew 6:24, "no
  • 00:03:15.418 --> 00:03:20.323
  • Man can serve two masters; for either he will hate the one and
  • 00:03:20.323 --> 00:03:24.394
  • Love the other, or he will despise the one and hold on to
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  • The other.
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  • You cannot serve, you cannot worship, god and money."
  • 00:03:29.165 --> 00:03:35.138
  • And notice jesus didn't say, "you cannot worship god and your
  • 00:03:35.138 --> 00:03:39.208
  • Work," or, "you cannot worship god and sex."
  • 00:03:39.208 --> 00:03:43.780
  • It's not that those other things cannot be idols for us.
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  • They can.
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  • But jesus understood that money has a unique ability to take our
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  • Heart's affection because of all of the things it can do
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  • For us.
  • 00:03:56.826 --> 00:03:58.194
  • That also explains why paul said in 1 timothy 6:10, "for the love
  • 00:03:58.194 --> 00:04:02.365
  • Of money is the root of all sorts of evil, and some by
  • 00:04:02.365 --> 00:04:06.836
  • Longing for it have wandered away from the faith and have
  • 00:04:06.836 --> 00:04:09.205
  • Pierced themselves with many a pain."
  • 00:04:09.205 --> 00:04:12.942
  • And yet most people i talk to, they don't have any desire to
  • 00:04:12.942 --> 00:04:16.813
  • Fall in love with money.
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  • They don't want to worship money.
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  • Instead, most people's attitude about money is like one couple
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  • Who talked to me recently.
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  • They're facing the first year tuition bill for their child's
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  • College education.
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  • They said, "pastor, we just wanna have enough.
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  • We just want to have enough."
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  • Did you know, by the way, that is a biblical goal for your
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  • Finances, to have just enough?
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  • Enough to meet your current and your future needs.
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  • Turn over to proverbs chapter 30, if you would.
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  • Proverbs chapter 30.
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  • Solomon was the wealthiest man of his day.
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  • He understood both the benefits of money, but he also understood
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  • The limitations of money.
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  • After all, he had a lot of it.
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  • And you look at solomon's writings in both proverbs and
  • 00:05:03.426 --> 00:05:06.462
  • Ecclesiastes, solomon taught, for example, "don't worship
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  • Money, because it can be easily lost."
  • 00:05:09.932 --> 00:05:12.435
  • In proverbs 23 verses 4 and 5, we read, "do not weary yourself
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  • To gain wealth.
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  • Cease from your consideration of it.
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  • When you set your eyes on money, it is gone.
  • 00:05:21.778 --> 00:05:24.647
  • For wealth certainly makes itself wings and like an eagle
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  • That flies toward the heavens."
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  • Money can increase stress, solomon said.
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  • In ecclesiastes 5:12, he said, "the sleep of the working man is
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  • Pleasant, whether he eats little or much."
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  • A person who doesn't have a lot, he's able to sleep at night.
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  • He's not worried about his finances and what he's going to
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  • Do with all of his money.
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  • "but the full stomach of the rich man does not allow him
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  • To sleep."
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  • Solomon said money can rob us of present joy in this life.
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  • In ecclesiastes 5:13, he said, "there is a grievous evil which
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  • I've seen under the sun: riches being hoarded by their owner to
  • 00:05:59.816 --> 00:06:04.086
  • His hurt."
  • 00:06:04.086 --> 00:06:05.455
  • So given the benefits of money, and also the limitations of
  • 00:06:05.455 --> 00:06:08.524
  • Money, proverbs tells us what a reasonable goal for us ought to
  • 00:06:08.524 --> 00:06:12.495
  • Be in our finances, and it's found in proverbs 30.
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  • The writer said, "lord, here's my prayer.
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  • Give me neither poverty nor riches; but feed me with the
  • 00:06:18.201 --> 00:06:22.672
  • Food that is my portion, that i not be full and deny you and
  • 00:06:22.672 --> 00:06:26.776
  • Say, 'who is the lord?'
  • 00:06:26.776 --> 00:06:28.644
  • Or that i be in want and steal, and profane the name of my god."
  • 00:06:28.644 --> 00:06:33.282
  • The writer is saying, "lord, here's my prayer.
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  • Don't give me too much money, because if i have too much, i
  • 00:06:36.052 --> 00:06:39.222
  • Could be tempted to say, 'i have no need for god.'"
  • 00:06:39.222 --> 00:06:41.724
  • How many wealthy people do you know just like that?
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  • But he also said, "lord, don't give me too little, lest i be
  • 00:06:45.161 --> 00:06:49.198
  • Tempted to do something wrong, to steal, and profane your name.
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  • God, what i'm asking is that you give me just enough."
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  • That ought to be our goal in money, to have not too much, not
  • 00:06:58.441 --> 00:07:02.144
  • Too little, but have just enough.
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  • You need to understand that most americans owe more than they
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  • Own, have not made adequate plans for retirement, and could
  • 00:07:09.986 --> 00:07:14.490
  • Go more than a few weeks without a steady paycheck.
  • 00:07:14.490 --> 00:07:18.494
  • You see, most americans believe that the way to financial
  • 00:07:18.494 --> 00:07:22.498
  • Security is to earn a bigger salary, to win the lottery, or
  • 00:07:22.498 --> 00:07:26.669
  • Hope aunt gertrude dies before the first kid has to go
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  • To college.
  • 00:07:29.305 --> 00:07:31.440
  • But as we're gonna discover today, solomon says the secret
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  • To financial success in life is not in earning, winning,
  • 00:07:35.478 --> 00:07:40.249
  • Or inheriting.
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  • The secret to financial success, that god wants all of us to
  • 00:07:41.951 --> 00:07:45.488
  • Experience, is through spending.
  • 00:07:45.488 --> 00:07:49.091
  • That's right.
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  • You heard me right.
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  • The solomon secret for success in your finances is to spend
  • 00:07:51.794 --> 00:07:56.766
  • Your way to wealth.
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  • Now, to know exactly what i'm talking about and what solomon
  • 00:07:58.935 --> 00:08:01.437
  • Is talking about, turn to proverbs chapter 21, proverbs
  • 00:08:01.437 --> 00:08:05.274
  • Chapter 21.
  • 00:08:05.274 --> 00:08:07.276
  • Financial consultant dave ramsey, who was in our church
  • 00:08:07.276 --> 00:08:10.846
  • About a year ago, a year and a half ago, he tells about two
  • 00:08:10.846 --> 00:08:14.483
  • Couples that came to see him for financial advice a number of
  • 00:08:14.483 --> 00:08:17.687
  • Years ago.
  • 00:08:17.687 --> 00:08:19.021
  • And the first couple that came to him was a couple that was
  • 00:08:19.021 --> 00:08:21.924
  • Earning $35,000 a year.
  • 00:08:21.924 --> 00:08:24.894
  • Even though they were earning $35,000 a year, they had
  • 00:08:24.894 --> 00:08:27.930
  • Accumulated $150,000 in their 401(k) plan.
  • 00:08:27.930 --> 00:08:32.902
  • They had no credit card debt, and they only had three years'
  • 00:08:32.902 --> 00:08:37.073
  • Worth of payments left on their $70,000 home.
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  • That was couple number one.
  • 00:08:40.543 --> 00:08:42.511
  • Couple number two, that came in right after the first couple,
  • 00:08:42.511 --> 00:08:45.948
  • Had $64,000 in credit card debt.
  • 00:08:45.948 --> 00:08:49.986
  • They drove two leased cars.
  • 00:08:49.986 --> 00:08:52.088
  • They had a $175,000 outstanding mortgage on their home.
  • 00:08:52.088 --> 00:08:57.727
  • What was their problem as compared to the first couple?
  • 00:08:57.727 --> 00:09:01.030
  • You might assume that this second couple, that had $64,000
  • 00:09:01.030 --> 00:09:04.266
  • Worth of credit card debt and $175,000 left on their home,
  • 00:09:04.266 --> 00:09:08.004
  • They must have earned less money than the first couple
  • 00:09:08.004 --> 00:09:10.106
  • Earning $35,000.
  • 00:09:10.106 --> 00:09:12.041
  • No, ramsey said the second couple was earning $84,000
  • 00:09:12.041 --> 00:09:17.046
  • A year.
  • 00:09:17.046 --> 00:09:18.381
  • So how is it that one couple, admittedly, a few years ago,
  • 00:09:18.381 --> 00:09:22.218
  • Could survive and thrive on $35,000 of income, and yet a
  • 00:09:22.218 --> 00:09:26.288
  • Second couple earning twice as much money was on the brink of
  • 00:09:26.288 --> 00:09:29.525
  • Financial insolvency?
  • 00:09:29.525 --> 00:09:31.861
  • The key is, the first couple had learned the solomon secret for
  • 00:09:31.861 --> 00:09:35.931
  • Success in money, and that is margin, financial margin.
  • 00:09:35.931 --> 00:09:42.238
  • You see, a lot of people, again, believe, "well, if i just had
  • 00:09:42.238 --> 00:09:44.707
  • More money, if i had a bigger paycheck, i'd be
  • 00:09:44.707 --> 00:09:47.543
  • Financially okay."
  • 00:09:47.543 --> 00:09:49.478
  • But solomon exposes the fallacy of that thinking in
  • 00:09:49.478 --> 00:09:52.081
  • Ecclesiastes 5:11.
  • 00:09:52.081 --> 00:09:53.582
  • He said, "when good things increase, those who consume
  • 00:09:53.582 --> 00:09:57.753
  • Them increase."
  • 00:09:57.753 --> 00:09:59.321
  • In other words, the higher your income, the higher
  • 00:09:59.321 --> 00:10:02.992
  • Your expenses.
  • 00:10:02.992 --> 00:10:04.560
  • The more you make, the more you spend.
  • 00:10:04.560 --> 00:10:07.997
  • Can i hear an amen on that?
  • 00:10:07.997 --> 00:10:09.965
  • I mean, we all know that's true, don't we?
  • 00:10:09.965 --> 00:10:12.468
  • And so that's why solomon said, no, the key to financial
  • 00:10:12.468 --> 00:10:16.405
  • Security is in margin.
  • 00:10:16.405 --> 00:10:18.708
  • It has to do with your spending.
  • 00:10:18.708 --> 00:10:20.342
  • What is margin?
  • 00:10:20.342 --> 00:10:21.711
  • Write down this definition.
  • 00:10:21.711 --> 00:10:23.045
  • Margin is that comfort zone.
  • 00:10:23.045 --> 00:10:25.715
  • It's the buffer zone between where you are and your limits
  • 00:10:25.715 --> 00:10:29.485
  • In life.
  • 00:10:29.485 --> 00:10:30.820
  • Margin is that buffer zone between where you are and your
  • 00:10:30.820 --> 00:10:36.225
  • Limits in life.
  • 00:10:36.225 --> 00:10:37.693
  • Dr. swenson, in his bestselling book "margin," describes what
  • 00:10:37.693 --> 00:10:41.464
  • Life is like without any buffer zones.
  • 00:10:41.464 --> 00:10:43.899
  • I bet some of you can identify with this.
  • 00:10:43.899 --> 00:10:46.802
  • "living without margin is being 30 minutes late to the doctor's
  • 00:10:46.802 --> 00:10:51.073
  • Office because you were 20 minutes late getting out of the
  • 00:10:51.073 --> 00:10:53.375
  • Hairdresser's, because you were 10 minutes late dropping the
  • 00:10:53.375 --> 00:10:56.245
  • Children off at school, because the car ran out of gas two
  • 00:10:56.245 --> 00:10:59.415
  • Blocks from the gas station and you forgot your purse."
  • 00:10:59.415 --> 00:11:02.618
  • That is life without margin.
  • 00:11:02.618 --> 00:11:05.521
  • The fact is, when you're always pressing the limits, you're
  • 00:11:05.521 --> 00:11:08.924
  • Gonna feel stress in life, and that's true about your financial
  • 00:11:08.924 --> 00:11:12.661
  • Life as well.
  • 00:11:12.661 --> 00:11:14.764
  • People who live in their finances without any margin,
  • 00:11:14.764 --> 00:11:18.000
  • That is, they're spending everything they have, are under
  • 00:11:18.000 --> 00:11:21.570
  • Incredible stress.
  • 00:11:21.570 --> 00:11:23.205
  • Perhaps you know people like this.
  • 00:11:23.205 --> 00:11:24.673
  • Perhaps you're a person like this.
  • 00:11:24.673 --> 00:11:26.609
  • You live from paycheck to paycheck, hoping and praying you
  • 00:11:26.609 --> 00:11:30.780
  • Run out of month before you run out of money.
  • 00:11:30.780 --> 00:11:33.549
  • Does god want us to have financial margin?
  • 00:11:33.549 --> 00:11:36.318
  • Does he want us to have this buffer zone between what we
  • 00:11:36.318 --> 00:11:39.255
  • Spend and what we earn?
  • 00:11:39.255 --> 00:11:41.357
  • I need to offer a caution here about what the bible says
  • 00:11:41.357 --> 00:11:45.161
  • About finances.
  • 00:11:45.161 --> 00:11:46.495
  • There is a difference in the bible between saving money and
  • 00:11:46.495 --> 00:11:50.533
  • Hoarding money.
  • 00:11:50.533 --> 00:11:52.668
  • The bible draws a distinction between saving and hoarding.
  • 00:11:52.668 --> 00:11:55.538
  • You know what saving is?
  • 00:11:55.538 --> 00:11:56.906
  • It's setting aside a reasonable amount of money to meet future
  • 00:11:56.906 --> 00:12:00.676
  • Expected and unexpected needs.
  • 00:12:00.676 --> 00:12:03.279
  • Saving is setting aside a reasonable amount of money to
  • 00:12:03.279 --> 00:12:07.149
  • Provide for future expected and unexpected needs.
  • 00:12:07.149 --> 00:12:11.320
  • You know what hoarding is?
  • 00:12:11.320 --> 00:12:12.855
  • It's stockpiling as much money as you possibly can to protect
  • 00:12:12.855 --> 00:12:16.826
  • Yourself from every adversity in life.
  • 00:12:16.826 --> 00:12:19.094
  • And of course, that's impossible.
  • 00:12:19.094 --> 00:12:21.063
  • But a person who is a hoarder doesn't understand that.
  • 00:12:21.063 --> 00:12:24.967
  • Listen to ecclesiastes 5:13.
  • 00:12:24.967 --> 00:12:26.969
  • Solomon says, "there is a grievous evil which i have seen
  • 00:12:26.969 --> 00:12:30.172
  • Under the sun: riches being hoarded by their owner to
  • 00:12:30.172 --> 00:12:34.443
  • His hurt."
  • 00:12:34.443 --> 00:12:35.845
  • You see, the problem with hoarding money is it robs you of
  • 00:12:35.845 --> 00:12:38.514
  • The joy god wants you to have in this life as well.
  • 00:12:38.514 --> 00:12:41.917
  • And when we're talking about financial margin, we're not
  • 00:12:41.917 --> 00:12:44.486
  • Talking about being a hoarder of money.
  • 00:12:44.486 --> 00:12:47.690
  • We're talking about setting aside a reasonable amount in the
  • 00:12:47.690 --> 00:12:51.026
  • Present to take care of future expected and unexpected needs.
  • 00:12:51.026 --> 00:12:54.363
  • What are the benefits of doing what solomon said, of not
  • 00:12:54.363 --> 00:12:57.700
  • Consuming everything you make and setting some aside?
  • 00:12:57.700 --> 00:13:00.870
  • I want you to notice in the bible, there are three benefits
  • 00:13:00.870 --> 00:13:03.839
  • Of having financial margin, a buffer zone between your income
  • 00:13:03.839 --> 00:13:08.744
  • And your expenditures.
  • 00:13:08.744 --> 00:13:10.112
  • Number one, financial margin offers freedom to do the
  • 00:13:10.112 --> 00:13:13.782
  • Right thing.
  • 00:13:13.782 --> 00:13:15.117
  • Financial margin gives us the freedom to do what we need
  • 00:13:15.117 --> 00:13:19.622
  • To do.
  • 00:13:19.622 --> 00:13:20.990
  • Financial margin, having that buffer zone, allows you to
  • 00:13:20.990 --> 00:13:24.193
  • Change jobs and do something you really want to do in life.
  • 00:13:24.193 --> 00:13:28.297
  • Financial margin allows you to take that mission trip that
  • 00:13:28.297 --> 00:13:31.033
  • You've been dying to take.
  • 00:13:31.033 --> 00:13:33.002
  • Financial margin allows you to start that new business that god
  • 00:13:33.002 --> 00:13:36.071
  • Has placed on your heart to start.
  • 00:13:36.071 --> 00:13:38.474
  • All of us need financial margin in our life.
  • 00:13:38.474 --> 00:13:41.543
  • It is the freedom, it provides the freedom to do the
  • 00:13:41.543 --> 00:13:44.246
  • Right thing.
  • 00:13:44.246 --> 00:13:45.614
  • A few years ago, there was a movie that came out with denzel
  • 00:13:45.614 --> 00:13:48.150
  • Washington called "john q."
  • 00:13:48.150 --> 00:13:50.119
  • Some of you may have seen it.
  • 00:13:50.119 --> 00:13:51.820
  • A story about a man who couldn't afford health insurance for his
  • 00:13:51.820 --> 00:13:55.424
  • Family, and his young son needed an operation.
  • 00:13:55.424 --> 00:13:58.527
  • And so, not having health insurance, he had to raise a
  • 00:13:58.527 --> 00:14:00.629
  • Large sum of money very quickly, and the only way he could do it
  • 00:14:00.629 --> 00:14:03.465
  • Was to start selling everything that he had.
  • 00:14:03.465 --> 00:14:05.668
  • He was on the street with all of his possessions from
  • 00:14:05.668 --> 00:14:07.536
  • His apartment.
  • 00:14:07.536 --> 00:14:09.038
  • And among those possessions was a new television set that he
  • 00:14:09.038 --> 00:14:11.707
  • Had purchased.
  • 00:14:11.707 --> 00:14:13.075
  • A guy comes up and pulls out a $20 bill and offers him $20 for
  • 00:14:13.075 --> 00:14:17.112
  • The television set.
  • 00:14:17.112 --> 00:14:19.114
  • Denzel washington said, "well, it's worth a lot more
  • 00:14:19.114 --> 00:14:22.217
  • Than that!"
  • 00:14:22.217 --> 00:14:24.053
  • The guy growled and said, "not to me.
  • 00:14:24.053 --> 00:14:27.623
  • Not to me."
  • 00:14:27.623 --> 00:14:28.991
  • And he was forced to sell it for $20.
  • 00:14:28.991 --> 00:14:30.626
  • You see, when you have no financial margin, you don't have
  • 00:14:30.626 --> 00:14:33.862
  • The ability to make wise decisions.
  • 00:14:33.862 --> 00:14:36.932
  • You say, "well, shouldn't solomon have written, 'god is my
  • 00:14:36.932 --> 00:14:40.069
  • Fortress' instead of 'wealth is my fortress'?"
  • 00:14:40.069 --> 00:14:44.773
  • Don't miss this point.
  • 00:14:44.773 --> 00:14:46.141
  • We're gonna see this time and next time.
  • 00:14:46.141 --> 00:14:48.410
  • Trusting in money is no substitute for trusting in god.
  • 00:14:48.410 --> 00:14:52.514
  • The fact is there's no amount of money that can save you from
  • 00:14:52.514 --> 00:14:55.684
  • A cancer cell that metastasizes in your body.
  • 00:14:55.684 --> 00:14:59.722
  • There's no amount of money that can protect you against the loss
  • 00:14:59.722 --> 00:15:02.024
  • Of a loved one.
  • 00:15:02.024 --> 00:15:03.359
  • No, there's some things money cannot do.
  • 00:15:03.359 --> 00:15:05.094
  • But solomon's point is god's plan for our life is that we
  • 00:15:05.094 --> 00:15:08.697
  • Have some margin so that we can have the freedom to do
  • 00:15:08.697 --> 00:15:11.467
  • What's right.
  • 00:15:11.467 --> 00:15:12.801
  • Secondly, financial margin provides the security for
  • 00:15:12.801 --> 00:15:16.038
  • Future needs.
  • 00:15:16.038 --> 00:15:17.373
  • Financial margin provides security for future needs.
  • 00:15:17.373 --> 00:15:20.876
  • Consuming less than you earn over a long period of time is
  • 00:15:20.876 --> 00:15:24.980
  • God's way to provide for your future, especially those
  • 00:15:24.980 --> 00:15:29.118
  • Big-ticket items in your life.
  • 00:15:29.118 --> 00:15:31.387
  • You know, most people could not pay college education, college
  • 00:15:31.387 --> 00:15:35.958
  • Tuition bills, for one or two kids in school at the same time,
  • 00:15:35.958 --> 00:15:38.894
  • Out of their current cash flow.
  • 00:15:38.894 --> 00:15:41.263
  • Most people, young couples, if they wanted to purchase a house
  • 00:15:41.263 --> 00:15:44.867
  • And had to make a $30,000 down payment, they couldn't say, "oh,
  • 00:15:44.867 --> 00:15:47.936
  • We'll just take that out of this week's check."
  • 00:15:47.936 --> 00:15:49.671
  • I mean, most people can't do that.
  • 00:15:49.671 --> 00:15:51.907
  • Most people, when they think about retirement, would find it
  • 00:15:51.907 --> 00:15:54.977
  • Very difficult to live on social security alone.
  • 00:15:54.977 --> 00:15:58.347
  • The fact is, we all know that there are some big-ticket
  • 00:15:58.347 --> 00:16:01.583
  • Expenditures coming into our life that we're going to have to
  • 00:16:01.583 --> 00:16:04.953
  • Pay for.
  • 00:16:04.953 --> 00:16:06.288
  • The question is how are we going to pay for those things?
  • 00:16:06.288 --> 00:16:08.791
  • Well, somebody says, "well, i'm gonna trust god.
  • 00:16:08.791 --> 00:16:12.261
  • I'm just gonna trust god."
  • 00:16:12.261 --> 00:16:14.830
  • Well, you won't get any argument from me about the importance of
  • 00:16:14.830 --> 00:16:17.299
  • Trusting god, but the question is not can god provide for my
  • 00:16:17.299 --> 00:16:22.838
  • Future needs?
  • 00:16:22.838 --> 00:16:24.206
  • The question is how is god going to provide for my
  • 00:16:24.206 --> 00:16:27.476
  • Future needs?
  • 00:16:27.476 --> 00:16:29.111
  • And the way god has designed to take care of our financial needs
  • 00:16:29.111 --> 00:16:33.882
  • In the future is through this principle of margin, spending
  • 00:16:33.882 --> 00:16:38.020
  • Less than you earn over a long period of time.
  • 00:16:38.020 --> 00:16:40.689
  • Turn over to proverbs chapter 6, where you find this principle.
  • 00:16:40.689 --> 00:16:44.059
  • Proverbs 6, beginning with verse 6, solomon wrote, "go to the
  • 00:16:44.059 --> 00:16:50.666
  • Ant, o sluggard, and observe her ways and be wise, which, having
  • 00:16:50.666 --> 00:16:56.338
  • No chief, officer or ruler, prepares her food in the summer
  • 00:16:56.338 --> 00:17:00.642
  • And gathers her provision in the harvest."
  • 00:17:00.642 --> 00:17:03.712
  • Now, an ant has a brain so small you can't see it under
  • 00:17:03.712 --> 00:17:06.715
  • A microscope.
  • 00:17:06.715 --> 00:17:08.317
  • But even an ant has the common sense to know that the plentiful
  • 00:17:08.317 --> 00:17:12.921
  • Food that's available in the summer and the fall will not
  • 00:17:12.921 --> 00:17:15.858
  • Last forever.
  • 00:17:15.858 --> 00:17:17.459
  • The ant has the wisdom to take some of the bounty of the summer
  • 00:17:17.459 --> 00:17:21.263
  • And fall and store it away for the wintertime.
  • 00:17:21.263 --> 00:17:24.766
  • You know, the ant could say, "well, look at all of this food.
  • 00:17:24.766 --> 00:17:26.935
  • It's gonna be all-you-can-eat buffet today for me and
  • 00:17:26.935 --> 00:17:29.571
  • My family.
  • 00:17:29.571 --> 00:17:30.939
  • We're just gonna gorge ourselves, get while the
  • 00:17:30.939 --> 00:17:32.808
  • Getting's good."
  • 00:17:32.808 --> 00:17:34.176
  • Not the ant.
  • 00:17:34.176 --> 00:17:35.511
  • The ant understands that the plentiful harvest will not last
  • 00:17:35.511 --> 00:17:38.714
  • Forever, and so it sets aside some of the excess in the
  • 00:17:38.714 --> 00:17:42.417
  • Present to take care of the future.
  • 00:17:42.417 --> 00:17:45.320
  • Thirdly, financial margin allows us to experience the joy of
  • 00:17:45.320 --> 00:17:50.459
  • Supporting god's work.
  • 00:17:50.459 --> 00:17:52.227
  • It allows us to experience the joy of supporting god's work.
  • 00:17:52.227 --> 00:17:57.666
  • When i left here in 1985 to go pastor my first church in west
  • 00:17:57.666 --> 00:18:02.871
  • Texas, the church had a few part-time staff members but no
  • 00:18:02.871 --> 00:18:08.944
  • Full-time staff members.
  • 00:18:08.944 --> 00:18:10.279
  • The pastor had been the only full-time staff position
  • 00:18:10.279 --> 00:18:12.548
  • They had.
  • 00:18:12.548 --> 00:18:13.882
  • And so when i arrived at the church and tried to figure out
  • 00:18:13.882 --> 00:18:15.617
  • What was needed, i knew one of the first things we needed to do
  • 00:18:15.617 --> 00:18:18.387
  • Was to hire a full-time staff member, an educational staff
  • 00:18:18.387 --> 00:18:22.157
  • Member who would oversee the growth of our sunday school.
  • 00:18:22.157 --> 00:18:25.827
  • I was convinced that if we hired the right educational director,
  • 00:18:25.827 --> 00:18:29.498
  • The church would grow, and the position would more than pay
  • 00:18:29.498 --> 00:18:31.867
  • For itself.
  • 00:18:31.867 --> 00:18:33.202
  • Well, the leaders were not convinced.
  • 00:18:33.202 --> 00:18:34.937
  • They said, "pastor, if you do this, you are going to bankrupt
  • 00:18:34.937 --> 00:18:37.773
  • The church.
  • 00:18:37.773 --> 00:18:39.141
  • We cannot afford to have a full-time staff member."
  • 00:18:39.141 --> 00:18:42.477
  • And so, a friend of mine, a member of the church, an oil man
  • 00:18:42.477 --> 00:18:46.515
  • There in the church, he said, "pastor, i agree with you.
  • 00:18:46.515 --> 00:18:49.484
  • We need this, and so i want to help you with it."
  • 00:18:49.484 --> 00:18:52.187
  • He said, "i just discovered i owned an extra oil well.
  • 00:18:52.187 --> 00:18:55.958
  • I had no idea i owned this oil well."
  • 00:18:55.958 --> 00:18:58.193
  • Wouldn't that be nice to have an extra oil well?
  • 00:18:58.193 --> 00:19:01.897
  • I don't want to even think about that too long.
  • 00:19:01.897 --> 00:19:03.298
  • But he says, "i found this extra oil well, and i'm willing to
  • 00:19:03.298 --> 00:19:06.034
  • Give it to the church, and you can use the production from that
  • 00:19:06.034 --> 00:19:08.637
  • Oil well to pay this new staff member's salary."
  • 00:19:08.637 --> 00:19:11.440
  • I was so excited.
  • 00:19:11.440 --> 00:19:13.041
  • I went and met with the leaders of the church, the deacons, and
  • 00:19:13.041 --> 00:19:15.844
  • I said, "you know, we've got this guy and he's gonna give an
  • 00:19:15.844 --> 00:19:18.313
  • Oil well, and we can pay for the staff member."
  • 00:19:18.313 --> 00:19:21.683
  • They looked at me and they said, "what if the well runs out
  • 00:19:21.683 --> 00:19:24.453
  • Of oil?"
  • 00:19:24.453 --> 00:19:27.389
  • So i went back to chris and i said, "well, they're afraid that
  • 00:19:27.389 --> 00:19:31.059
  • The well's gonna run out of oil."
  • 00:19:31.059 --> 00:19:32.894
  • And chris laughed and he said, "well, i've got the
  • 00:19:32.894 --> 00:19:34.696
  • Geological surveys.
  • 00:19:34.696 --> 00:19:36.498
  • We'll take them and show the leaders there's more than enough
  • 00:19:36.498 --> 00:19:39.034
  • Oil to pay for that staff member.
  • 00:19:39.034 --> 00:19:40.969
  • The well will last longer than the staff member
  • 00:19:40.969 --> 00:19:43.038
  • Does probably."
  • 00:19:43.038 --> 00:19:44.406
  • And--but that's it.
  • 00:19:44.406 --> 00:19:46.008
  • So we took the geological surveys to the leaders.
  • 00:19:46.008 --> 00:19:48.477
  • They looked at him and they said, "still not convinced."
  • 00:19:48.477 --> 00:19:52.714
  • So i said, "okay."
  • 00:19:52.714 --> 00:19:54.750
  • I said to the leaders, i said, "if the well runs out of oil, i
  • 00:19:54.750 --> 00:20:01.023
  • Will guarantee personally the staff member's salary for
  • 00:20:01.023 --> 00:20:04.493
  • A year."
  • 00:20:04.493 --> 00:20:06.595
  • They looked at me, and they said, "what are you talking
  • 00:20:06.595 --> 00:20:10.365
  • About, pastor?
  • 00:20:10.365 --> 00:20:11.700
  • We don't pay you enough to do that."
  • 00:20:11.700 --> 00:20:13.402
  • And they were absolutely right about that.
  • 00:20:13.402 --> 00:20:17.839
  • But the only way i could make that offer was i had some
  • 00:20:17.839 --> 00:20:20.809
  • Financial margin.
  • 00:20:20.809 --> 00:20:22.177
  • Through the years, i had accumulated some excess that i
  • 00:20:22.177 --> 00:20:26.114
  • Had set aside where i could use for projects just like this.
  • 00:20:26.114 --> 00:20:30.519
  • And when they heard that, you know what they decided?
  • 00:20:30.519 --> 00:20:32.220
  • They said, "let's go ahead and hire the staff member," and they
  • 00:20:32.220 --> 00:20:34.656
  • Did it without my friend's oil well or without my
  • 00:20:34.656 --> 00:20:37.459
  • Assets either.
  • 00:20:37.459 --> 00:20:39.027
  • That's what financial margin allows you to do.
  • 00:20:39.027 --> 00:20:42.230
  • It allows you the joy of investing in god's work.
  • 00:20:42.230 --> 00:20:46.468
  • And by the way, that is the principle that paul taught the
  • 00:20:46.468 --> 00:20:49.404
  • Corinthian church in 1 corinthians 16 verse 2.
  • 00:20:49.404 --> 00:20:52.908
  • I want you to turn over to 1 corinthians 16 verse 2, where
  • 00:20:52.908 --> 00:20:55.644
  • Paul describes the relationship between financial margin and
  • 00:20:55.644 --> 00:20:59.548
  • Supporting god's work.
  • 00:20:59.548 --> 00:21:01.149
  • Now, many of you have heard this verse before.
  • 00:21:01.149 --> 00:21:03.485
  • You've probably seen it on an offering envelope before but
  • 00:21:03.485 --> 00:21:06.388
  • Never really understood what it's teaching.
  • 00:21:06.388 --> 00:21:08.557
  • 1 corinthians 16:2, paul said to the corinthian church, "on the
  • 00:21:08.557 --> 00:21:12.294
  • First day of every week, let each one of you put aside and
  • 00:21:12.294 --> 00:21:16.531
  • Save, as he may prosper, that no collections be made when
  • 00:21:16.531 --> 00:21:20.602
  • I come."
  • 00:21:20.602 --> 00:21:22.704
  • Now, a lot of people interpret this verse to say, "okay, on the
  • 00:21:22.704 --> 00:21:25.707
  • First day of the week, you ought to give your offering to support
  • 00:21:25.707 --> 00:21:28.610
  • The local church."
  • 00:21:28.610 --> 00:21:30.412
  • That's not what it's talking about.
  • 00:21:30.412 --> 00:21:32.781
  • And the bible does teach, we ought to give and give
  • 00:21:32.781 --> 00:21:35.083
  • Generously to support the ministry of the local church.
  • 00:21:35.083 --> 00:21:37.819
  • The local church is god's design to fulfill the great commission.
  • 00:21:37.819 --> 00:21:42.657
  • But that's not what this verse is talking about.
  • 00:21:42.657 --> 00:21:44.893
  • You know how i know that?
  • 00:21:44.893 --> 00:21:46.328
  • Look and see again what he says.
  • 00:21:46.328 --> 00:21:47.696
  • "on the first day of every week, let each one of you put aside
  • 00:21:47.696 --> 00:21:51.266
  • And save."
  • 00:21:51.266 --> 00:21:53.135
  • Not put aside and give, put aside and save.
  • 00:21:53.135 --> 00:21:56.938
  • He is talking about giving beyond the tithe.
  • 00:21:56.938 --> 00:22:00.575
  • He said, "corinthian church, we've got a need in jerusalem.
  • 00:22:00.575 --> 00:22:03.278
  • Some of the christians there are living in poverty.
  • 00:22:03.278 --> 00:22:06.548
  • And i'm gonna come through corinth soon, and i'm gonna take
  • 00:22:06.548 --> 00:22:09.017
  • Up a special offering.
  • 00:22:09.017 --> 00:22:10.352
  • But when i come, i wanna be sure there's some money there for you
  • 00:22:10.352 --> 00:22:13.488
  • To give.
  • 00:22:13.488 --> 00:22:14.823
  • So i want you for the next few weeks, on the first day of every
  • 00:22:14.823 --> 00:22:17.826
  • Week, set aside some money and save it so that when i come and
  • 00:22:17.826 --> 00:22:22.330
  • Collect the offering, there'll be money for you to give for
  • 00:22:22.330 --> 00:22:25.000
  • This special need in the church."
  • 00:22:25.000 --> 00:22:28.170
  • Financial margin gives us the joy--allows us to experience the
  • 00:22:28.170 --> 00:22:31.473
  • Joy of investing, supporting god's work.
  • 00:22:31.473 --> 00:22:35.243
  • Freedom to do what's right, security for future needs,
  • 00:22:35.243 --> 00:22:39.281
  • The joy of supporting god's work
  • 00:22:39.281 --> 00:22:41.116
  • Those are the benefits of margin.
  • 00:22:41.116 --> 00:22:45.053
  • And i know what some of you are thinking.
  • 00:22:45.053 --> 00:22:47.656
  • You're thinking, "now, pastor, if i made $200,000 a year, maybe
  • 00:22:47.656 --> 00:22:51.493
  • I could have some margin in my finances.
  • 00:22:51.493 --> 00:22:54.196
  • But you just don't understand where we are.
  • 00:22:54.196 --> 00:22:55.897
  • As a family, it takes every penny we make just to exist.
  • 00:22:55.897 --> 00:23:00.635
  • There's no room for any margin in our finances."
  • 00:23:00.635 --> 00:23:04.539
  • If that's your reaction, i hope you won't miss next week's
  • 00:23:04.539 --> 00:23:08.076
  • Message, because next week we're going to look at four very
  • 00:23:08.076 --> 00:23:11.680
  • Specific ways solomon says we can create some margin in our
  • 00:23:11.680 --> 00:23:15.517
  • Finances no matter how much money we're earning.
  • 00:23:15.517 --> 00:23:18.753
  • Next week specifically, we're going to talk about the abcs to
  • 00:23:18.753 --> 00:23:23.258
  • Be financially free.
  • 00:23:23.258 --> 00:23:25.260
  • ♪♪♪
  • 00:23:25.260 --> 00:23:30.332
  • Jeffress: there's nothing like margin to infuse some peace into
  • 00:23:30.332 --> 00:23:33.335
  • Our lives.
  • 00:23:33.335 --> 00:23:34.703
  • It takes the panic out of managing our family finances.
  • 00:23:34.703 --> 00:23:38.406
  • Plus, a healthy financial margin allows us to provide resources
  • 00:23:38.406 --> 00:23:43.778
  • For things that matter most.
  • 00:23:43.778 --> 00:23:46.348
  • Well, as we wrap up another half hour of bible teaching, i want
  • 00:23:46.348 --> 00:23:49.918
  • To invite you to link arms with "pathway to victory" as one of
  • 00:23:49.918 --> 00:23:53.688
  • Our generous supporters.
  • 00:23:53.688 --> 00:23:55.257
  • In fact, when you visit our website, you can easily automate
  • 00:23:55.257 --> 00:23:59.361
  • Your monthly giving.
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  • In setting this up, you empower "pathway to victory" to grow and
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  • Expand into new opportunities.
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  • And as a regular monthly giver, you'll allow us to maximize our
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  • Impact through this television program, our radio broadcast,
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  • Our printed resources, our website and podcast, and so many
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  • Other ways that we are piercing the darkness with the light of
  • 00:24:20.181 --> 00:24:24.452
  • God's word.
  • 00:24:24.452 --> 00:24:25.820
  • Thank you for your investment in the ministry of "pathway
  • 00:24:25.820 --> 00:24:28.890
  • To victory."
  • 00:24:28.890 --> 00:24:30.225
  • Now, please, stay right there.
  • 00:24:30.225 --> 00:24:31.593
  • I'll be back with more "pathway to victory" in just a moment.
  • 00:24:31.593 --> 00:24:36.164
  • Announcer: all around us people are struggling in their
  • 00:24:36.164 --> 00:24:38.366
  • Finances, their marriages, and their careers, not because they
  • 00:24:38.366 --> 00:24:41.570
  • Don't want to live well, but because no one has given them
  • 00:24:41.570 --> 00:24:44.372
  • The wisdom to do it.
  • 00:24:44.372 --> 00:24:45.840
  • That wisdom is found in god's word, and it's exactly what
  • 00:24:45.840 --> 00:24:49.511
  • Dr. robert jeffress unpacks in his bestselling book
  • 00:24:49.511 --> 00:24:52.414
  • "the solomon secrets."
  • 00:24:52.414 --> 00:24:53.815
  • In this practical biblical guide, you'll discover ten
  • 00:24:53.815 --> 00:24:56.685
  • Principles from the book of proverbs for success in every
  • 00:24:56.685 --> 00:24:59.788
  • Area of your life.
  • 00:24:59.788 --> 00:25:01.356
  • Jeffress: solomon had more wealth and opportunity than
  • 00:25:01.356 --> 00:25:04.092
  • Anyone of his era, and he discovered that real success
  • 00:25:04.092 --> 00:25:07.729
  • Only comes when you build your life on the wisdom god provides.
  • 00:25:07.729 --> 00:25:12.400
  • In my book "the solomon secrets," i'll show you how to
  • 00:25:12.400 --> 00:25:15.670
  • Apply that wisdom to your marriage, your parenting, your
  • 00:25:15.670 --> 00:25:19.007
  • Career, your finances, and so much more.
  • 00:25:19.007 --> 00:25:22.477
  • Announcer: request your copy of "the solomon secrets" when you
  • 00:25:22.477 --> 00:25:24.879
  • Give a generous gift to "pathway to victory."
  • 00:25:24.879 --> 00:25:27.449
  • And when your ministry gift is $75 or more, we'll also send you
  • 00:25:27.449 --> 00:25:31.353
  • The complete "solomon secrets" teaching series on dvd video and
  • 00:25:31.353 --> 00:25:35.090
  • Mp3-format audio disc.
  • 00:25:35.090 --> 00:25:37.225
  • Jeffress: god wants you and me to be prosperous, successful.
  • 00:25:37.225 --> 00:25:42.297
  • The key is defining what god means when he uses the word
  • 00:25:42.297 --> 00:25:46.935
  • Prosperous and success.
  • 00:25:46.935 --> 00:25:49.337
  • Announcer: thank you for partnering with "pathway
  • 00:25:49.337 --> 00:25:51.006
  • To victory."
  • 00:25:51.006 --> 00:25:52.374
  • Your generosity puts god's word in front of people at the exact
  • 00:25:52.374 --> 00:25:55.043
  • Moment they need it most, bringing life-changing hope of
  • 00:25:55.043 --> 00:25:58.013
  • The gospel to a world that's searching for truth.
  • 00:25:58.013 --> 00:26:01.016
  • Together we're piercing the darkness with the light of
  • 00:26:01.016 --> 00:26:03.585
  • God's word.
  • 00:26:03.585 --> 00:26:05.620
  • Jeffress: one of the biggest stress-inducers in all of life
  • 00:26:07.789 --> 00:26:11.459
  • Is spending more than you earn.
  • 00:26:11.459 --> 00:26:13.895
  • When the bills stack up, you're left in that tricky position of
  • 00:26:13.895 --> 00:26:17.399
  • Trying to figure out which creditor gets paid first.
  • 00:26:17.399 --> 00:26:21.269
  • Well, according to king solomon, creating margin is the key.
  • 00:26:21.269 --> 00:26:26.074
  • So if creating margin is so good for us, then how can we get to
  • 00:26:26.074 --> 00:26:30.478
  • That wonderful place of financial flexibility?
  • 00:26:30.478 --> 00:26:34.049
  • Well, next time, i'll take this message to its logical
  • 00:26:34.049 --> 00:26:37.385
  • Next step.
  • 00:26:37.385 --> 00:26:38.753
  • Solomon says we can create margin in our finances no matter
  • 00:26:38.753 --> 00:26:42.657
  • How much money we're earning, and we'll learn how to do that
  • 00:26:42.657 --> 00:26:46.461
  • With what i call "the abcs to be financially free."
  • 00:26:46.461 --> 00:26:51.433
  • Stay tuned for a preview of what's coming up next in our
  • 00:26:51.433 --> 00:26:54.369
  • Series, "the solomon secrets."
  • 00:26:54.369 --> 00:26:58.173
  • Jeffress: the fact is there are many christians who are working
  • 00:26:58.173 --> 00:27:01.342
  • At jobs they cannot stand to buy things they do not need
  • 00:27:01.342 --> 00:27:06.314
  • In order to impress people they really don't like.
  • 00:27:06.314 --> 00:27:11.152
  • Maybe you're one of those people.
  • 00:27:11.152 --> 00:27:13.655
  • Announcer: set your dvr and join us next time for the message,
  • 00:27:13.655 --> 00:27:16.825
  • "the abcs to be financially free,"
  • 00:27:16.825 --> 00:27:20.161
  • Here on "pathway to victory."
  • 00:27:20.161 --> 00:27:20.161